Benjamin Tal Economic Buzz: Spring 2012
Benjamin Tal is a Senior Economist at CIBC World Markets. In this capacity Benjamin is responsible for analyzing economic developments and their implications for North American fixed income, equity, foreign exchange and commodities markets.
Read MoreGrant for New Secondary or Recreational Residences
The British Columbia Government has just announced that effective April 1, 2012, a grant of up to $42,500 for the provincial component of the Harmonized Sales Tax is available for individuals who purchased or completed building a house in qualifying areas, between April 1, 2012 and April 1, 2013, for use as a secondary or recreational residence.
To qualify, the HST must be paid or payable (whichever is earlier) on or after April 1, 2012 and before April 1, 2013. In the case of new construction or a substantial renovation, the house must be substantially complete on or after April 1, 2012.
Read MoreGoing Paperless
I did it! One of my goals this year was to simplify the mortgage process for me and my clients by going paperless. In the past, mortgage files could produce hundreds of pages of paper that were not only printed on paper but also need to be stored securely for seven years.
With my paperless workflow now firmly in place I wanted to share to my industry colleges the technology and processes I’ve used to go paperless in my office. If you think you are ready to go paperless in your mortgage business read on!
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