When you have your mortgage with with a non-bank mortgage lender you will typically see on your mortgage documents the name, “Computershare Trust Company of Canada”. This always leads to the question from clients, “Who’s Computershare?”
Computershare Trust Company of Canada (Computershare) is the largest corporate trust service provider in Canada. To ensure non-bank lender mortgages meet CMHC requirements, Computershare acts as a custodian of the securities and they are required to register your mortgage in the name of “Computershare Trust Company of Canada.” While your mortgage is registered in the name of “Computershare Trust Company of Canada,” and you will see this name on some of your mortgage documents, rest assured your mortgage lender and mortgage broker will remain your point of contact for any customer service inquiries after your mortgage has been funded.
If you are looking to re-finance your mortgage and are not sure of your lender I can help.