There’s more to consider about your mortgage than just the interest rate. When you first applied for your mortgage hopefully you considered all your options. Renewing your mortgage is also an optimal time to go over your mortgage in more detail. You should begin your mortgage review 90-120 days before your mortgage is up for renewal. This will allow you ample time to research and discuss all your options with a mortgage planner.
Questions? Don’t hesitate to contact me anytime.