The minimum down payment for a home purchase in Canada is 5%. To be eligible for a home purchase with a 5% down payment borrowers must intend to occupy the property either themselves or have it occupied by an immediate family member. No rentals are allowed under this...
Homebuyer’s in Canada require mortgage default insurance whenever they are placing less than a 20% down payment on their purchase. Typically, it’s most first time home-buyers that take advantage of mortgage insurance from either Genworth, CMHC or Canada...
Tony Spagnuolo, President of Spagnuolo & Company Real Estate Lawyers explains what you should look for when reading a title search in British Columbia. How to Read a Title Search in British...
If you have a mortgage renewal coming up within the next 6 months it’s the perfect time to go over your options. Here’s a list of what you should consider when you have a mortgage up for renewal. Have you explored all your mortgage renewal options? Once...
As a mortgage broker I’m asked questions from my clients on a daily basis. There’s no such thing as a silly question, especially when we’re talking about the largest purchase of your life. Many of these questions come from clients that have never...
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